How to Get a Replacement Car Key
The loss of a car key could be a frustrating experience. It can also be costly depending on the model you own.
The easiest way to get a replacement is to call an auto locksmith. This is usually a cheaper and quicker alternative than calling the roadside assistance line or an auto dealer.
Cost
In the past the loss of car keys wasn't a big problem. You could just visit the local hardware store to purchase a new key. Today, however the process is more complicated and costly. The reason is because cars are becoming more technologically advanced, so their keys are too. While this may make the keys more secure from theft but they also make them more expensive to replace.
key replacements for cars to replace a lost car key will vary depending on the year, model and make of your vehicle. Many modern cars come with key fobs with transponder chips to help prevent theft. These chips need to be paired with your vehicle, which usually requires a locksmith or a dealership. The cost of this service may depend on the kind of car you own but could be as high as $200.
Additionally, some modern vehicles utilize laser-cut keys that have to be programmed by an exact machine, which is only available at dealerships or auto locksmiths that specialize in this. The cost of the key for this kind of lock is up to $100.
The location of your house will also impact the cost. You will likely have to pay more for service when you live in an area that is remote because the locksmith and tow truck have to travel far to reach you. In addition, locksmiths will be charged extra for holiday, after hours, and weekends.
You can cut down on the expense of replacing a lost car key by keeping a spare at your home or in your wallet. Keep your vehicle's title or registration documents on you. These will be required to prove ownership should you need to contact a dealership for a new key. In addition, you can also use your roadside assistance to assist with the process. You might be able to obtain an interim replacement based on the terms and conditions of your roadside assistance service.
Time
It can be frustrating to lose your car keys, but it's important not to be in a panic. First, take a moment to search for your keys to your car in obvious places like your pocket or purse. Then, go back and recall your day to find out where you may have left them. This will help you remember if lost them or if they're still in your vehicle. If you're unable to locate your car keys, it might be time to purchase a replacement.
The majority of modern vehicles come with a remote key fob which utilizes a code to unlock and start the vehicle. This type of key needs to be programmed with the specific vehicle you own, and this is usually a job that requires a professional. Contact an auto locksmith and bring evidence of ownership.
The old-fashioned keys made of metal are much easier to replace than remote key fobs. They operate 100% mechanically and are not complex to duplicate, so a local locksmith can make you a replacement on the spot if you've lost one. The locksmith can also duplicate your ignition cylinder, however, this comes at a cost. However, if you want to backup your old-fashioned car keys, you can go to a hardware store that specializes in automobiles and get copies of them quickly and inexpensively.
It is also advisable to replace your car keys if they're beginning to appear worn down. Regular use can wear down the teeth on the keys and make it difficult to align them properly. If the key starts to become stuck, it could be time to replace it.
The dealer might need to program the key if you own a newer model or a high-end automobile. This is a complex job that can be expensive and take a long amount of time to complete. Depending on your car's make it is possible to have the work covered by your warranty or insurance.
Accessibility
Even if you're a great driver there is a chance to lose your car keys. This can be a real hassle especially at a time that isn't convenient, such as when you're at the grocery store or a gas station and you want to return home. There are a variety of options to replace a lost key. You can contact your insurance company, find a local locksmith or call roadside assistance.
You'll first need to determine the type of key you have. It is important to understand that different cars use different keys. Some keys are old-fashioned, and only lock using the key cylinder. Others have a chip which communicates with the vehicle to open doors and even start the car. Certain keys can be easily replaced by an auto-locksmith however, others will require you to visit a dealership to purchase one from the manufacturer.
You must first read the guide, or call the dealer for instructions on how to program the key to your car. You'll need to show proof of ownership and may need to wait a few days for the dealer to order your replacement. This procedure requires you to take your vehicle to a locksmith, or another service provider, to have it programmed. It is not the best choice for people with limited mobility or strict schedules.
The process is much easier when you have a spare. You can usually buy keys online for a relatively low price, depending on the type of car. If your keys are equipped with a transponder and key fob, you'll need to consult a licensed expert in order to replace and program them. Depending on the brand and model of your car it could mean arranging for an auto towing service or paying a locksmith to do it for you.
A bluetooth tracker is a different way to get a replacement car key. These tiny devices are attached to your keyring, emitting an electronic signature that can be retrieved using an iPhone with an app installed. The app will then inform you the location of the key, so you can find it when you require it.
Insurance
Car insurance coverage typically does not cover the cost of keys lost. There are some exceptions. A lot of the top car insurance companies committed to customer satisfaction provide add-on coverage for things like lost keys. It's typically an extra fee, but can be cheaper than paying out on your own for key replacement costs.
The specific policy and threshold will determine whether or not your car insurance covers keys that are lost. Most traditional metal keys are easily replaced, but those with an smart key or an electronic fob, it can be more difficult. These keys are laser-cut and use computers to transmit an electronic signal to the vehicle, meaning they're more difficult to replace than traditional mechanical keys. They are also more expensive because you'll need to pay a locksmith and the key itself.
You can consider using an auto club service or roadside assistance to save money when replacing a lost or damaged key. These services can provide locksmiths with reduced rates, and may even cover the cost of the purchase of a new key. Some of these companies also provide emergency lockout services, which can be useful if you're in a rush and are trying to get back on the road.
You can also contact your car dealer to find out if they could help. Most dealerships have locksmiths on staff, and they may be able to create a new key for an affordable price. However should the dealer need to purchase a new key for the model you have, it can take several days to receive. Keep all receipts and other documents, whichever method you choose. This will enable you to make a claim with your insurance company.
The loss of keys to your car is a common incident. It's not pleasant however it could occur to anyone. Fortunately, there are strategies to avoid costly consequences. While the most cost-effective and fastest way to replace your lost car keys is to call locksmiths in your area, it's important to weigh the monetary benefits against the time involved and any possible deductible payment prior to filing a claim with your insurance company.